Balance sheet
A consolidated household view of assets, liabilities, and net worth.
Private household intelligence · beta
See your household's whole financial picture in one place.
NinoIQ connects the accounts your household runs on, then gives you one private view of assets, liabilities, holdings, tax context, and decisions.
Read-only account linksNo ad targetingDemo data shown
How it works, plainly
Plaid · read-only connections
Bank credentials stay with Plaid, not NinoIQ
Postgres · RLS-protected data
Household access rules enforced server-side
Security program · in progress
Controls first, certification later
01 · One household view
See assets, liabilities, holdings, and tax context in one place.
Most households have the facts scattered across banks, brokerages, lenders, and spreadsheets. NinoIQ gives the decision-maker one system of record.
Holdings
Investment positions, portfolio allocation, and concentration context.
Briefings
Financial briefings that summarize the household's current position.
Assumptions
Planning inputs for projections, savings rates, and household scenarios.
Tax
Tax return context and savings opportunities connected to the household picture.
02 · Private by design
Built around household access, not public dashboards.
Household boundaries
Financial data is organized by household, with access rules enforced server-side.
Read-only connections
Plaid handles institution authentication. NinoIQ does not store bank credentials.
No data sale
The privacy policy says personal and financial information is not sold, rented, or traded for marketing.
Informational only
NinoIQ is an informational tool, not a replacement for financial, investment, or tax advice.
03 · Clear boundaries
Household financial intelligence, with the legal lines visible.
What it is
NinoIQ aggregates household account data into a private view for assets, liabilities, holdings, tax context, and decisions.
What it is not
NinoIQ is informational only. It does not provide financial, investment, legal, tax, or accounting advice.
Questions
Privacy, export, deletion, and access questions go to info@ninoiq.com.